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Medicare Open Enrollment 2016

medicare open enrollment 2016

The Medicare open enrollment period for 2016 Medicare plans will be from October 15th to December 7th, 2015.

What can I do during Medicare Open Enrollment 2016?

  • You can switch your Medicare D prescription drug plan for 2016.
  • You can switch from regular Medicare to a Medicare Advantage plan.
  • You can choose to leave a Medicare Advantage plan and re-enroll in regular Medicare with a stand-alone Part D prescription drug plan.
  • You SHOULD review your plan options even if you are happy with your current Medicare plan. Plans will make changes for 2016 and some may go away all together. Your medical needs may have changed as well. Many seniors could be saving money with a different plan for 2016. Get help with an unbiased Medicare plan review (whether currently enrolled or planning as a newly eligible). We can help you with Medicare open enrollment 2016 or enrollment/changes at other times, as well as with healthcare advocacy issues.
  • Changes made during the Medicare open enrollment 2016 period will go into effect January 1, 2016.

What other times can I enroll or make changes to my Medicare plan?

  • Everyone has an initial open enrollment period when they first become eligible for Medicare. This is a 7-month period (the month of eligibility and the three months before and after).
  • You can make changes at other times for specified reasons (special enrollment periods).
  • Five-star enrollment period: If a five-star rated plan (Medicare Advantage, Medicare Cost Plan or Medicare D Prescription Drug Plan) is available in your area, you have a one time opportunity each year (at any point during the plan year) to switch to any five-star plan (or between five-star plans if more than one is available). *Medicare rates plans on various factors, with a five-star rating being the highest possible rating. These are updated each fall for the plans available the following year.
  • There’s a yearly Medicare Advantage disenrollment period, that specifically allows those in a Medicare Advantage plan to switch back to regular Medicare. This runs each year from January 1st to February 14th. This is only applicable for those currently enrolled in Medicare Advantage (so, in other words, those people have two chances to switch back to regular Medicare…during the upcoming Medicare open enrollment 2016 period and again from January 1st-February 14th).

Check out our Medicare Fact Sheet 2015 with more information and costs. Though most of this information will remain the same for 2016, the costs will change. Sign up for our Aging Wisely newsletter to get your copy of the Medicare Fact Sheet 2016 as soon as it’s available!

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